Mortgage Protection
Benefits Explained

Mortgage Protection is designed to help homeowners pay off the mortgage early and protect your income in the event of a major illness or death.The cash payout options have helped many homeowners avoid foreclosure during a life event.Whether you are a new or existing homeowner, you can apply for mortgage protection._{WHAT'S THE PROCESS? You must be 21–80 years of age. No medical exams are required, but you must answer a basic medical questionaire when you speak with a licensed specialist and you must be a US citizen or permanent resident.}

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WHAT BENEFITS DO I GET?

Terminal Illness Payout
_{Homeowners who are covered can receive a cash payout from their mortgage protection to cover mortgage payments if they are diagnosed with a terminal illness.}

Income Protection
_{In the event you are unable to work due to a major medical illness, your mortgage can still be paid by accessing the cash benefits in your mortgage protection plan to supplement your income.}

Early Mortgage Pay-Off
_{Get cash-back at the end of your mortgage term using a special benefit in your mortgage protection coverage. You can get your premiums back if you never used any of the benefits.}

Critical Time Cash Payout
_{This cash payout covers the mortgage balance if you get a crital illnes such as cancer, kidney failure, an organ transplant, a stroke, or a heart attack.}

Tax-Free Money
_{Your family will receive a cash payout after your death to pay off the mortgage balance.}

• Qualify Today

Descriptions are for informational purposes only and subject to change. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations, and availability. Benefits are not available in all states. All coverage information, representation or solicitation will be provided by an Independent Life agent/broker, who is licensed and regulated by your state and represents multiple carriers offering specialized Mortgage Protection Life Insurance.

Privacy Policy

^{What information do we collect?}We collect information from you when you register on our site, subscribe to our newsletter, or fill out a form. Any data we request that is not required will be specified as voluntary or optional.When ordering or registering on our site, as appropriate, you may be asked to enter your name, e-mail, address, and phone number for Casarez Financial, and affiliates. You may, however, visit our site anonymously. Like most websites, we use cookies to enhance your experience, gather general visitor information, and track visits to our website. Please refer to the ‘do we use cookies?’ section below for information about cookies and how we use them.What do we use your information for?Any of the information we collect from you may be used in the following ways:• To personalize your experience(your information helps us to better respond to your individual needs)• To improve our website(we continually strive to improve our website offerings based on the information and feedback we receive from you)• To improve customer service(your information helps us to more effectively respond to your customer service requests and support needs)• To send periodic emailsHow do we protect your information?We implement a variety of security measures to maintain the safety of your personal information when you submit a request or enter, submit, or access your personal information. These security measures include password-protected directories and databases to safeguard your information, SSL (Secure Sockets Layered) technology to ensure that your information is fully encrypted and sent across the internet securely, or PCI Scanning to actively protect our servers from hackers and other vulnerabilities.We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Sockets Layer (SSL) technology and then encrypted into our database to be accessed only by those who are authorized with special access rights to our systems and are required to keep the information confidential. After a transaction, your private information (credit cards, Social Security numbers, financials, etc.) will not be stored on our servers.Do we use cookies?Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information.Do we disclose any information to outside parties?We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, as long as those parties agree to keep this information confidential.We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect our or others' rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.Third-party linksOccasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.Children’s Online Privacy Protection Act ComplianceWe are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act); we do not collect any information from anyone under 18 years of age. Our website, products, and services are all directed to people who are at least 18 years old.CAN-SPAM ComplianceWe have taken the necessary steps to ensure that we are compliant with the CAN-SPAM Act of 2003 by never sending out misleading information.Online privacy policy onlyThis online privacy policy applies only to information collected through our website and not to information collected offline.Your ConsentBy using our site, you consent to our privacy policy.Changes to our privacy policyIf we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date below.Policy changes will apply only to information collected after the date of the change.This policy was last modified on January 10,2023Privacy policy customer pledgeWe pledge to you, our customer, that we have made a dedicated effort to bring our privacy policy in line with the following important privacy laws and initiatives:Federal Trade Commission Fair Information PracticesChildren’s Online Privacy Protection ActPrivacy Alliance and Marketing ActTrust Guard Privacy Requirement.